What to expect if you are a driver/biker/valet or a subscriber.
1- Digital currency: A shift from cash payment to digital currency transactions online. Instant payment transfer allows a subscriber to shop as many times as your depository account allows in a day. No limit. It allows means the driver, the biker or the corner shop valet – with a direct deposit account, can withdraw up to five times a day without incurring charges. You don’t have to worry about spending cash at the 99c store.
2- Nationwide access to ATM: A great opportunity to withdraw from a huge network of no-fee ATM’s nationwide.
3- Mobile banking: It means you are part of a mobile banking network where all deposits, transfers and payments are done and managed online, inside the app or the website.
4- Virtual card and cash access immediately: On one hand, this is a get paid as you earn it scheme. It is also spend it as you deposit it scheme. Because you get issued with a virtual card on your device of choice immediately after your account is approved online. Fact is, hardly does anyone get rejected.
5- Back up balance: Featured subscribers get the benefit of back up balance allowance of up to $100, if and when their account hit zero. The back up balance will be added to their next deposit.
6- Cash deposit and other transactions: Card barcode is accepted for deposits and transactions in all other stores nationwide.
7- Identification verification: You need a city, state, federal ID or a bill to register with us. And the ID verification takes a few seconds.
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ChowBanQ Corp is a fintech arm of ReBuildUSAtoday and a PayFac for FreshEddy Inc. As an authorized service provider for The Bank Of America and VISA USA, ChowBanQ was is allowed to operate in the United States, in the EU, the Middle East as well as in Asia.
Banking services and activities provided by ChowBanQ Corp, is backed up by The Bank Of America, Member FDIC. ChowbanQ’s direct debit Visa card, ChowbanQ small business Debit Card is issued by ChowbanQ Corp pursuant to license by VISA USA and it’s ACH, and may be used at ATM’s, at retail stores, and everywhere VISA Direct Debit card is accepted worldwide. ChowbanQ is not in anyway affiliated or connected with SBA-PPP Loans.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions obtain, verify, and record information that identifies each person who opens an Account. What this means for you is: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents granted by your city or state. But we will not ask for a deposit, set a deposit limit, and neither will we do a credit check.
Everyone get approved upon making an application.